These terms cover how you can use the Debt Resolution Hub website, and what applies once you ask us to route you straight to your personal loan lender. Just visiting this site, or sending us a request, means you're agreeing to what's below — worth the few minutes it takes to read through it.
Welcome to Debt Resolution Hub. However you're using this site — reading around, comparing your options, or asking us to route you straight to your personal loan lender — using it at all means you've read, understood, and agreed to what follows.
Before you go further: if any part of this doesn't sit right with you, stop here and hold off on sending us your information.
This site exists for one reason: to connect you directly with your personal loan lender. Debt Resolution Hub grants you a limited, non-exclusive, non-transferable right to browse and use it for that purpose alone. A few things aren't allowed:
Break any of these, and we can suspend or cut off your access — without notice, at our discretion.
Debt Resolution Hub is a marketing website — not a debt settlement company, law firm, credit counseling agency, or lender. We don't negotiate with your lender for you, and we have no say in what your lender ends up offering. What we do is route you directly to your own personal loan lender's resolution or hardship team — no outside specialist, and no middleman, standing in between.
Sending us a request doesn't change your loan, and it doesn't obligate your lender to offer you anything. Every call — whether to work with you, what they propose, how it's structured — is your lender's alone, made through their own review process and under the laws that apply to them.
We connect; we don't decide. Your request may be shared with lenders in our network, and those lenders may compensate us for the connection. There's never a fee for you to use this service.
Everything here — articles, tools, guides — exists to inform you, not advise you. None of it counts as financial, legal, tax, or credit counseling advice. Before deciding anything about your loan or your finances more broadly, talk to a qualified professional who knows your full situation.
We do our best to keep what's here accurate and current, but Debt Resolution Hub makes no warranty, express or implied, as to its accuracy, completeness, or fitness for any particular purpose. Anything you act on from this site, you act on at your own risk.
Any figures, timelines, or example scenarios shown on this site are illustrations — not a promise of what your lender will offer, or what you'll end up saving. What your lender actually proposes, if anything, is decided by that lender based on your account, your balance, and their own review at the time you connect.
Our site connects with, and may reference, personal loan lenders, service providers, and other outside websites. Debt Resolution Hub isn't responsible for the accuracy, practices, security, or content of any third party. Any agreement you reach with your lender is strictly between you and that party.
Before you move forward, take the time to review your lender's own terms, fees, and privacy policy.
To the fullest extent the law allows, Debt Resolution Hub and our officers, directors, employees, agents, and successors aren't liable for any indirect, incidental, punitive, special, or consequential damages — including lost revenue or data — arising from:
These terms are governed by the laws of the State of Colorado, without regard to its conflict-of-law provisions. Any dispute arising from or related to these terms falls under the exclusive jurisdiction of the courts of Denver County, Colorado.
We may update these terms from time to time. Continuing to use the site after a revision means you accept the updated version — the most current terms will always be available on this page.
Questions about this agreement, or anything else? Here's how to reach us:
Important Lending, Financial Services, E-SIGN & Telephone Consumer Protection Act (TCPA) Disclosures
Lead Generator & Service Disclosure: Debt Resolution Hub is a marketing lead generator and referral network and is not a lender, law firm, CPA firm, or government agency, does not make credit or lending decisions, and cannot guarantee approval, loan amount, settlement outcome, rates, or terms. We connect applicants with participating Financial Services Companies and Direct Buyers / Resolution Desks and may share your application information with them; we may be compensated by participating partners for this service. We do not charge an application fee. Programs and loans are not available in all states, and amounts, rates, and terms vary by state and provider.
TCPA Prior Express Written Consent (47 U.S.C. § 227) & E-SIGN Disclosure: By checking the consent box and submitting a request on this website, you provide your electronic signature under the E-SIGN Act and grant prior express written consent under the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227) authorizing Debt Resolution Hub and its designated Marketing Partners (along with participating Financial Services Companies and Direct Buyers / Resolution Desks) to contact you at the telephone number (including wireless/mobile numbers) and email address provided via recurring marketing, promotional, and informational calls and SMS/MMS text messages using an automated telephone dialing system (ATDS), artificial or prerecorded voice, AI-generated voice, or ringless voicemail, even if your telephone number is currently listed on any Federal, State, or corporate Do-Not-Call (DNC) registry. Consent is strictly voluntary and is not a condition of purchasing any goods or services or obtaining credit or financing. Message and data rates may apply; message frequency varies. Reply STOP at any time to opt out of text messages or HELP for assistance.